Inheritance From Dickson Idlier

Marriage is one of the things in life that requires two people to put in the effort to succeed. It is the biggest decision to take and a lifetime to fulfil it. It is all about  BALANCE . The balance is crucial. Only when being able to find the correct balance and consistently adjusting it will you achieve aa blissful marriage.  —— Dickson Idlier

Speak only to those who want to listen. Else silence is the best response. Getting rid of some people not worthy in your life is inevitable. You need to let go to free yourself from them. So have you let it go already?  —— Dickson Idlier

Contentment is a bliss. You will find happiness with what we already have so there is no need for any external influence. You will realize that you only need so little to be 'rich' in your own way (memories, experiences, etc) so you don't waste too much time earning money.   —— Dickson Idlier

Why compare yourself with others? It is not an apple to apple comparison at all. Each of us has different lives to live and a purpose to fulfil. Just be who you are and be good at it as well. You will be surprised what is the outcome.   —— Dickson Idlier You are who you are. Life is unfair but it is up to you to do what you can do. Be content with what you have and you will be one of the happier people against hordes of unhappy people in this society. I believe to get out of current society (rat race) is to create your own or join others' simplicity society.  —— Dickson Idlier

Image by  Borko Manigoda  from  Pixabay Never argue with a fool. It only wastes your time and effort. It is an insult to your intelligence. If you do, then it is your eagerness to win at fault. Then don’t complain people not listening to you. Stupid! —— Dickson Idlier Sometimes silence is the best reply. Not worth wasting time thinking what is the best way to respond.  —— Dickson Idlier

Image by Borko Manigoda from Pixabay 千万不要跟一个傻瓜争辩。这只会浪费您的时间和精力。如果你这样做，那时无为的好胜心作祟。那就不要抱怨人家不听你的。愚蠢！ —— 闲人·迪克森

s Image from :  http://www.clker.com/cliparts/4/7/3/e/1516734204948259804migration-clipart.med.png The grass is not always greener on the other side until you experienced it yourself. —— Dickson Idlier For those planning to migrate to a foreign country to retire, this post may be useful for your research.  I initially wanted to migrate to Thailand but changed my mind. Here’s why: Money. Need lots of money if you intend to retire overseas for things like rental, transport, expenses, utilities, taxes, insurance, etc. May require setting aside a huge sum of money to show you can sustain yourself when applying for a visa. Difference in currency exchange rates helps. Major consideration.  Medical Coverage. No medical coverage overseas and as medical expenses are pretty high overseas, regardless of which country. Buying insurance is an option but it eats into your expenses and you would likely pay a higher premium due to your age. Citizenship. Unless being a citizen or permanen...

图片取自 : http://www.clker.com/cliparts/4/7/3/e/1516734204948259804migration-clipart.med.png [ 另一边的草并不总是更绿，除非你亲自体验过。— 闲人.迪克森] 我最初想移居泰国，但后来改变了主意。原因如下： 钱。 如果您打算在国外退休，将需要很多钱。诸如租金（包括房屋，车辆等），费用，水电费，税金，保险等之类的东西。您可能需要拨出大笔资金，以证明您在签证时可以维持在外国银行的身分。主要考虑。 医疗保险。 海外没有医疗保险，而且无论您身在哪个国家/地区，海外医疗费用都很高。购买保险是一种选择，但它会增加您的费用，并且您可能会因年龄而支付更高的保费。 国籍。 除非您是外国公民，否则优惠和特权仅限于您自己的国家/地区。因此，权衡利弊。 签证。根据国家/地区的不同，在国外的退休可能有也可能没有退休签证或类似签证。持这种签证，可能由于某些限制，例如不能就业等。 语言。 如果您流利，或者对退休国家了解足够的简单外语，也许会更容易。否则，当您呆在那儿时，您可能会更加无所事事。您永远不会知道您将在海外面对什么样的人，但是了解他们的语言很容易认识这个人。 亲戚或朋友。 如果您已经有亲戚或朋友住在那里，可能会更容易融入，但事实并非如此。人际关系脆弱，因此，如果这是您要退休的原因，请明智地考虑。对他们有效的方法可能对您无效。

 Image from :  https://www.flickr.com The desire to upgrade is the biggest trap created by humans for humans. Not many realize it. Being unhappy with work and constantly comparing with other people, they will never feel satisfied and search for solitude in these upgrades but only getting into more debts. You should think: Is this the life you want? If NO, stop upgrading and start living. —— Dickson Idlier Are you always thinking of getting a bigger house, a bigger or faster car, the latest gadget, or a prettier wife? If you are, do you realize that you are in deep trouble and unable to get out of it? Such desires stem from society, religion and commercials, feeling the need to upgrade, get something bigger, latest gadgets, or just change to a better, improved, or newer model of the same product. Most of the time, it is logical to go for faster, newer, bigger stuff. But the implications are bigger than you think. Below are some observations: Constantly in the cycle of making ...

You need to grow your money without working to be financially independent. Image from: Image by  Tumisu  from  Pixabay I am not a financial consultant. What I wrote here is purely my opinion. The highs are savings, investments, and assets. The easiest to start is savings and start saving as young as possible. Reducing your expenditure equates to savings, as mentioned in the earlier post. Understand how to invest and pay someone to advise you, like a private financial consultant. Such things are better at the hands of professionals but not impossible to do it yourself nowadays. Just that I am too lazy to monitor my investments. What you invest depends on you but I prefer unit trusts that provide payouts each month. This ensures I can get a steady income without working and easily calculate how much I can receive every month. I am not familiar with others. Assets should generate income, not lose income. A car is a liability and a house is a liability unless you rent it out....